- Is your busy lifestyle hindering you from preparing healthy meals? Then subscribe to the Domestic Geek. Here you will find recipes and meal prep tips on everything from smoothies, to salad in a jar and decadent deserts. The host’s upbeat attitude and fun way of preparing meals make this one of my favorite YouTube videos.
- Brendon.com is the YouTube channel for Brendon Burchard. Brendon is a life coach and self help guru with an amazing amount of energy and wisdom. With several New York Times bestsellers including, The Motivation Manifesto and The Charge, as well as over 4 million Facebook likes, well if you are not curious — what’s wrong with you? Just kidding. Check it out.
- “Spend less than you earn”. I heard this advice for the first time over a decade ago while listening to Anthony Robbins ‘ self help CD set “Get the Edge”. In the YouTube video Tony reviews how to end financial self-sabotage. If you are serious about financial security this video should probably be in your self help library.
- In this video, Dr. Mercola interviews Andrew Saul a.k.a. The Megavitamin Man. Saul is a big believer in large doses of vitamins instead of or in conjunction with destructive medications, to treat certain diseases and he has over 30 years of research to support his claim. He has several videos from which you can gather information about vitamins.
- Dave Ramsey’s Life, Money, Hope is a series of bible based teachings on handling money and having financial peace. Again if you are seeking financial freedom, you are missing a key piece from your arsenal if you do not watch this entire series. If you are not a believer in the bible, don’t let that deter you from listening. That will definitely be like throwing out the baby with the bath water.
I hope you enjoy this installment of 5 Link Friday. Let me know what you think about this installment, the videos you watch and about this series itself. I would love to hear from you. Please leave a comment or question below. Thanks. JRF
Note: There are no affiliate links in this post.
Are you in debt?
So many of us are. Getting out now should be priority one.
While there is no shame in borrowing to live, debt can weigh you down like an anchor on a sinking ship. And trust me. You will sink if you cannot get out of or at least control debt.
Although I’m tempted to think that
Here are my 3 reasons for wanting to get out of and stay out of debt.
- Freedom From Many Masters.
Proverbs 22:7 says: the rich rule over the poor and the borrower is slave to the lender. (more…)
My favorite Dave Ramsey phrase is “stupid tax”.
Stupid tax is when you buy something on credit…something you can’t afford..something you “need” right now. Then you end up paying interest for years on a credit card balance. This usually happens, for instance, when you simply couldn’t wait to purchase that designer purse because it was on “sale”.
Or it could be financing, or worse leasing a $50,000 car when your gross income is $40,000 per year. Trust me it happens more than it should.
Stupid tax may also be paying hundreds of dollars per month for your cell phone bill, on contract when you can pay less than $50 per month for a month to month plan. A lot of us are guilty of this, of course.
I will continue this blog post next week. Stay tuned for tips and strategies for getting and staying out of debt.
writing my career goals
In my recent Working Out Loud Circle, we discussed goal-setting.
I related to my Circle that I was reading through my old journal last week and came across a goal I had made in 2004 and again in 2005. I had written down in several places (on different days) that I was going to sit and pass my real estate exam. I also wrote that I was going to make $1m in sales my first year as a realtor.
In another location of my journal, I wrote that I would make $1m in sales and $100,000 in commissions. Finally, I wrote that the average price of each home would be $250k. (more…)
A day of worry is more exhausting than a week of work.
Over the next 5 weeks, I will be covering my top 5 successful habits of single mothers. I wanted to do one post, but I realize I had too much to say and I didn’t want you to fall asleep reading my post. So one habit at a time.
I may also, recommend reading resources that may help strengthen any habit you already have or want to adopt.
When it comes to mothering while single, how does one define success? Can we measure success by how well our children behave? Or can we measure that success by how emotionally balanced those children grow up to be? (more…)
Living healthy doesn’t always have to be a challenge for the single mom.
Still, there are many ways to cut cost while maintaining a healthy lifestyle. One of the ways I manage to eat and practice healthy habits is by buying quality products (which might be expensive on the surface) that I can use in multiple ways (which essentially is more cost effective). Below I relate how I use coconut oil to enhance my health inside and out, while saving money. (more…)
Maybe you are like me and do your taxes yourself. Or maybe you are like many people who trust someone else to prepare their tax return. Whether your tax situation is simple or complicated, if you decide to use a professional be sure to use someone who knows what they are doing. And it is never too early to start looking for that someone, if you do not yet have a trusted tax advisor. You will want someone who will take the time to know your situation and prepare your return accordingly.
- Make sure he or she is not only experienced in preparing a return with your unique circumstances but that they also keep up with current changes in the tax code. I had one CPA who told me he had been doing taxes for something like over 40 years. However, he did not know that the first $2400 of unemployment insurance was not taxable. This was 2009 under the American Recovery and Reinvestment Act (ARRA). This was one of many errors he made on that year’s return.
- Just because they are a Certified Public Accountant (CPA) does not mean that they can adequately prepare your return. I had another CPA whose return was rejected because he thought an insurance agent could claim a tax deduction on dry cleaning his suits. The taxpayer was not eligible for the deduction in this case.
- Even if the individual is referred by a trusted friend or family member, interview them yourself. You will be depending on them to know the tax law and you want to feel comfortable you are getting the best service possible.
- Your tax preparer should be willing to “teach” you about your individual tax situation. You should know what is expected of you and what to bring to your pre-preparation interview. Don’t “drive thru” your tax return. You could end up paying too much taxes by missing out on deductions and/or credits or worse, failing to declare income you thought you didn’t have to declare.
- If paying a professional is an issue, there are numerous nonprofits that provide free tax preparation service. These types of tax preparers are certified by the IRS before they can prepare your taxes. They are also volunteers who are not allowed to charge a fee or even accept gifts in return for their service.
- Learn as much as is possible about taxable events in your life. Bottom line, it is your responsibility to pay the taxes that you owe in a timely manner to avoid penalties, fees and maybe even jail. Ignorance is no excuse and there are plenty celebrities who are in jail today because they trusted their every taxable decision to someone else. You don’t have to become an expert but it helps to know the basics for your circumstance. You also owe it to yourself and your family to take advantage of deductions and credits legally available to you.
Having the right assistance and advise can make a world a difference at tax time. April 1 is stressful enough. Try to reduce the stress by eliminating uncertainties surrounding filing your taxes. A qualified tax preparer can help.
Next: I will focus on resources for those who prefer to prepare their own returns.
Free tax preparation: http://www.irs.gov/Individuals/Free-Tax-Return-Preparation-for-You-by-Volunteers
Paid e-File preparers: http://www.irs.gov/uac/Authorized-IRS-e-file-Providers-for-Individuals